Congratulations on deciding to broaden your money management knowledge. We believe that you should have the most current and relevant information possible so you can make the best financial decisions to meet your goals.
Explore your own financial information in greater detail by using these powerful tools and calculators to forecast and asses your financial standing.
A website with comprehensive, noncommercial information to help inform your financial decisions
Financial literacy is an essential life skill in the 21st century. This is especially important for current college students who will have more financial choices and opportunities than any generation before. The Higher Education Financial Wellness Alliance (HEFWA) is responding to this challenge by offering college students and recent graduates a website containing comprehensive, noncommercial information to help inform your financial decisions.
CashCourse is a self-guided interactive website devoted to helping students. Please create a free account using your UT email account. Once you log in, go to Financial Tools for a number of resources and tools about money management topics.
Here are few topics you may find interesting:
- Learn how to develop an effective and realistic budget. Access tools, tips, and tricks to help you better manage spending during school and beyond. Includes a downloadable budget spreadsheet to help during school and beyond.
- Review the terms of your student loans and plan ahead for repayment and possible loan forgiveness scenarios. Learn how your loans fit into your larger financial portfolio. Includes links to student loan calculators that can help you estimate your monthly payments after graduation.
- If you ever want to buy a house or a car, or make any other large purchase, chances are you will need good credit. Learn about the basics of developing good credit, how to repair bad credit, and what you can do to track your credit history.
- Theft and scams that target students are an incredibly unwelcome and unfortunate aspect of finances. Learn how to recognize the common (and uncommon) scams that target students, what to do if you are victimized, and how to protect yourself and recover from identity theft.
Net Price Calculator
This calculator is intended to provide you with estimated financial aid and out-of-pocket costs based on the information you enter about yourself and your family.
Many families use loans in addition to other funding sources to help finance educational expenses, but we recognize there is a lot to consider when using loans. Our team is committed to helping you identify the very best and most responsible financing plan to support your goals. These tools will help shed light on repaying your loans.
A spending plan identifies sources of income and tracks your spending amongst a mix of things you need and want. Spending plans help us to identify our patterns of spending and highlight our needs vs our wants, allowing us to effectively manage our finances and determine where to best spend our money.
Download the interactive spending plan to help visualize your spending either monthly or weekly, to help you save money for an emergency, and to help you with setting and meeting your goals.