Overview

Resources

Guidance & tools for navigating your finances.

Explore trusted tools, calculators, programs, and campus resources deisgn to support you at every stage of your financial journey. Whether you’re planning, learning, or problem-solving, the Center for Financial Wellness offers tools that help you build confidence and make informed decisions.

View of pedestrian bridge on the university of Tennessee campus

Budgeting & Saving

Manage your money, stay on track with spending, and save for what matters.

Student walking on campus on a rainy day

Managing Student Loans

Stay informed, borrow wisely, and repay with confidence.

Student reviewing financial questions with a peer coach

Managing Credit

Build, use, and manage credit as a tool to support your financial future.

students studying and working on campus

Obtaining & Retaining Aid

Explore guidance to find, apply for, and maintain financial aid.

students meeting in room for a workshop

Workshops & Events

Join us for events designed to help you build smart financial habits that last a lifetime.

Graduate celebrating at commencement

Navigating Post-Grad Life

Prepare for what’s next with tools tailored to life after Rocky Top.

Digital Resources

Access a range of online tools and resources to help you manage your money, plan for the future, and navigate key financial decisions.

CashCourse

Why CashCourse Matters

  • Build confidence managing everyday finances
  • Understand student loans and repayment options
  • Learn how to build and monitor credit
  • Recognize and avoid fraud and identity theft

CashCourse Highlights

  1. Budgeting & Spending: Track expenses and plan ahead with practical tools.
  2. Student Loans: Explore repayment options and model forgiveness scenarios.
  3. Credit Basics: Learn how to build and maintain strong credit.
  4. Fraud & Identity Protection: Identify scams and safeguard your financial information.

How to Register

  1. Visit CashCourse.org
  2. Select Register Now!
  3. Enter UT’s access code: 9595
  4. Verify your account and create a username
  5. Select Let’s Get Started

GradReady

What GradReady Helps You Do

  • What GradReady Helps You Do
  • Consolidate federal and private loans in one place
  • Build a personalized budget
  • Access tools such as budget planners and investment calculators

New Users

  1. Visit GradReady and select Get Started
  2. Register using your @vols.utk.edu email address and UT enrollment information
  3. Complete your setup until you land on the Success! Page

Returning Users

  1. Visit GradReady
  2. Log in with your @vols.utk.edu credentials

NetPrice Calculator

Estimate your total cost to attend UT—including potential financial aid and expected out-of-pocket expenses—based on the information you provide.

Loan Calculator

Loans can be part of a responsible college financing plan. These tools help you understand your federal loan information and estimate future payments.

Interactive Spending Plan

A spending plan helps you identify income, track expenses, and distinguish needs from wants. Understanding your habits allows you to manage money intentionally and work toward your goals.

Download the interactive spending plan to:

  • Visualize monthly or weekly spending
  • Save for emergencies
  • Track progress toward financial goals

Affordable Fun on Rocky Top

On-Campus Affordable Fun

  • Clarence Brown Theatre: Attend free preview performances or enjoy $5 student tickets for standard shows.
  • Natalie L. Haslam College of Music: Experience more than 200 free concerts and events each year.
  • McClung Museum of Natural History & Culture: Explore exhibitions highlighting Tennessee’s history and global cultures—free admission for all.
  • Ewing Gallery of Art & Architecture: Visit curated exhibitions from students, faculty, and visiting artists at no cost.
  • UT Libraries: Access extensive collections, technology resources, and the Medbery Makerspace for textile, fabrication, and crafting tools.

Off-Campus Affordable Fun

Visit