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GradReady—Unique, Real-World Financial Guidance

The Center for Financial Wellness (CFW) wants to invest in you! We’re committed to providing opportunities for all of our students to make the most out of the UT experience. Whether you’re a prospective student dreaming of Orange & White, a current student navigating the UT experience, or an alum taking your first steps away from Rocky Top, the CFW’s dynamic GradReady program will illuminate your unique path to long-term financial success.

GradReady’s Real-World Finance tools allow you to:

  • Consolidate your Loans: Combine your federal and private loans in one place to get a complete picture of your repayment journey.

  • Create a Personalized Budget: Estimate your monthly repayments and seamlessly integrate them into your budget.

  • Access Valuable Resources: From budget planners to investment calculators, GradReady provides all the resources you need for long-term financial success.

And the best part? Your access to GradReady doesn’t end after you graduate! You can continues using our tools long after you leave Rocky Top, because #OnceAVolAlwaysAVol🍊.

Build your Financial Future with GradReady

Getting Started

Learn how to navigate the road ahead! GradReady helps you manage your student loan repayment strategies and provides custom financial guidance on housing, auto, career, benefits, and more.

  1. Click Get Started
  2. Follow on-screen registration prompts using your @vols.utk.edu email address & UT enrollment information
  3. Your account is ready once you are directed to the Success! webpage

  1. Click Log In
  2. Log in using your @vols.utk.edu email address and the password created when creating your account
  3. Use GradReady to pave your path to financial success!

Student Loans? Find the Right Loan Repayment Strategy

Your journey to financial independence starts now! GradReady helps you understand loan repayment and build a budget that works for you. Take control of your financial future with GradReady.

  1. Log into your GradReady account
  2. Click Real-World Finance
  3. Complete the 7-Question Pre-Assessment to receive unique financial guidance based on your personal finances and financial literacy
  4. Click Utilize the Electronic Loan Counselor
  5. Add your Federal* and Private** loan information
  6. Review your custom loan repayment strategies!

*To add Federal loan information, click Get Loans from FSA and follow the on-screen prompts to upload your loan information

**To add Private loan information, contact your loan servicer and manually enter the information requested by the Electronic Loan Counselor.

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